Can i get a auto loan to buy a car for 16k?
Can i get a auto loan to buy a car for 16k?
I am 20 years old trying to finance a car from a dealership that cost around 16k. I am planning on putting a 4k down payment. With the taxes and govt fees the total cost of the car should be about $18,500. I am going to get my mom that has excellent credit as a cosigner to try to bring down the interest rate down, I am trying also to try to pay no more that $225 a month for 60 for the car because I still have to pay insurance . According to a car affordability calculator i can afford a car no more than 18k. Will i be able to get a auto loan for a car of 16k because I only make about $800 a month but no bills so the car is the only thing i would be using it for.
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What If I accidentally hit reversed my car and hit a wall and I want to fix my car... Do I have to call the insurance company to tell them what happened..? Or can't I just fix my car without my insurance company knowing..? I don't want my Insurance to go UP!
How does car insurance work in Canada...?
Your rate start at +43%, NOT 0, correct? People under the age of 25 are more expensive because (because they're group has a higher statistic of accidents and yadda yadda...) they are a new driver and they are starting at +43%, correct? But are NEW drivers OVER the age of 25 still starting at +43%? Or the day you turn 25, you go from +43% to 0%... because that doesn't seem likely, but that is how the majority of people explain new driver's insurance. Also what is the average yearly deduction rate? I would assume around 2% on average? ***The +43% is based on ICBC's website (They said that is what ever driver starts at) ***It is +43% of whatever insurance you chose for your age, etc, and then 43% ADDED on, correct? Sorry for the ignorance of this question, but I don't live with my parents and am finally looking into car insurance. Besides, there are no bad questions, right? LOL. Have a good one and thank you!
Go auto insurance company?
i am looking for some cheap car insurance company and i have found go auto insurance to be the cheapest so far with what i need. has anyone heard of this insurance company? and if so, good or bad?
Good auto insurance...?
I'm with AllState and I can't stand them. They charge way too much for so little. Which other insurance company offers better quotes??
Question about car insurance?
I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.
Do you need insurance to register a car under your name?
Im a bout to buy a used car but im curious to know if you need insurance before the dmv can register the car under your name? thanks alot for taking the time to help me out, its all appreciated
HELP! With Car insurance??????
OK so I lost my license because I got caught driving without insurance in September 2010. I just passed my test today. When I'm checking the quotes, the cheapest I have managed to find was 7400 for 1 year. That is for a 1.1L Peugeot 206 Insurance group 3. They can't expect me to pay that much for insurance for 1 year, I will need a mortgage for that. Does anyone know how much insurance will increase by after getting 6 points? I'm 20 BTW!
Car insurance for occasional use?
My question is this... I want to get a motorbike so that I use my car less often (a bike is cheaper to run). Are there any companies (in England, UK) who offer car insurance for occasional use only ('pay-per-use' style??)? I would like to commute to work each day on my motorbike and only use the car once a fortnight. This would be good for my pocket (what with the credit crunch effecting our lives) and also good for the environment (less fuel used). Ideally, I would only use a motorbike, but really do have to keep the 4 wheeled alternative as I have my 2 daughters once a fortnight. Could anyone please help me answer this question. It would be very much appreciated!! Any other suggestions you could offer would also be appreciated! Thank you!
Car Insurance companies?
I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention
Car insurance groups 17/18 year old?
well im from London, 17 years old and will be 18 in about 1-2 months and i should have my full license by end of summer. I've been looking to buy a VW Golf 1.4 S mk4 as first car which is group insurance 4. I just checked on GoCompare for quotes but its giving me 6.5k per year for third party! WTF? and i tried on under my dad's policy quotes (frontin) and it only droped by about 250 quid... so about 6.25k. Why is it so high? do these prices sound right for group insurance 4?? i mean i know im young and i might give boy racer image to them but wow... if it doesn't sound right what am i doing wrong? what things does drop the quote? i put stuff like locked in garage an anything i could think of.
Would zero demerit points mean that my insurance rates wont be effected?
In terms of my driving record, etc?
What insurance plan would be best for a young family that has a 5 month old?
In my Advanced Functions class, we're doing a project about insurance plans mostly which plan, basic or premium, would be better for a certain situation like a single parent or something like that. My partner and I decided to use a young family (around the ages of 24 or 25) who has a 5 month baby girl. I was wondering would a basic plan or a premium plan be better suited for them?
How can I get the cheapest possible car insurance?
I'm going to buy my first car in a few months, and I need to sign up for car insurance. I don't know where to start. I only work part-time so I want the bare-bonest of plans, absolute cheapest possible.
I need help on choosing Health insurance..... Anyone?
Okay, I've been looking online for hours now and i can't find any health insurance that covers Medical, Vision, and Dental.. I recently chipped my tooth and i need it fixed pronto... its very Painful..
After you sell your car do you get your insurance back?
my car has failed M.O.T and can't be fixed as its to much would i have to pay my car insurance off or get back what ive payed so far
What is the punishment for a second offence of driving without insurance ,within a one year period?
What is the punishment for a second offence of driving without insurance ,within a one year period?
Insurance for a 17 year old male for a Peugeot 205?
I'm turning 17 soon and was wondering if it would be any good to get insurance on a Peugeot 205 or would I be better off getting the classic mini rover.
Can i get a auto loan to buy a car for 16k?
I am 20 years old trying to finance a car from a dealership that cost around 16k. I am planning on putting a 4k down payment. With the taxes and govt fees the total cost of the car should be about $18,500. I am going to get my mom that has excellent credit as a cosigner to try to bring down the interest rate down, I am trying also to try to pay no more that $225 a month for 60 for the car because I still have to pay insurance . According to a car affordability calculator i can afford a car no more than 18k. Will i be able to get a auto loan for a car of 16k because I only make about $800 a month but no bills so the car is the only thing i would be using it for.
https://www.linkedin.com/pulse/millbrook-alabama-cheap-car-insurance-quotes-zip-36054-janice-stone/