Can you get a good auto loan rate after short sale?
Can you get a good auto loan rate after short sale?
My husband and I had impeccable credit (above 800) prior to us closing a short sale last year (about 7 months ago). We unexpectedly got pregnant with our third child which means we need to invest in van to accommodate our three car seats. Our credit score has recovered nicely (about 726 and 708) over the past 7 months. Chase bank declined our application for an auto loan so now we are looking at online alternatives. The vehicle we are interested in buying is about $24k (with taxes) and we have $5k to put down on the vehicle. Is it possible to be approved with a low-ish interest rate with that one flaw in our credit history? Anyone have experience with this and can give us an idea of what to expect? Thank you for your time!
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Approximately, how much will it cost to insure a car? I'm 18, just got my license and the car that I'm going to buy is 2008 Mini Cooper S, I live in Los Angeles, CA and GPA ...show more
Getting out of a speeding ticket for insurance purposes?
Is there a way I can get out of a speeding/failure to meet at a stop sign ticket? I really don't care about paying the ticket or court costs at all, but I just can not, really, really, can not pay the extra insurance money. I am paying out of state tuition AND I am in Architecture. Architecture is SUCH an expensive major. The police officer (whose name I can't even read on the ticket because it is just a scribble) gave me a ticket for speeding and failure to stop at a stop sign. I have always been a great driver, I never speed, I always stop at stop signs, I don't drink/text/talk over the phone and drive, I always have my seatbelt on. This one time I absolutely needed to get home at 2am I decide to go a little faster and yup, of course I get a ticket. I don't want to lie, I was doing 36 on a 20 zone at the time, I admit it even though I honestly did not realize I was going at 36 I didn't' do it on purpose. I didn't think hey I'm just gonna go faster because no one is around , I really honestly did not notice I was going at 36. But I am not sure about the stop sign thing. Honestly I was not paying much attention because I drive through this stop sign everyday but I distinctly remember there was a car already at the stop sign coming from the left so I HAD to stop. There was absolutely no one else coming from any of the four sides, so I might have not stopped completely but I did slow down almost to a stop and then kept going. Then like I said I was going at 36 on a 20 zone. This was at 2 a clock in the morning when there was literally not a soul around. The police officer was practically hiding in a dark, empty parking lot and came out of no where. I really don't want to make excuses for myself. I know what I did was wrong and I'll admit it. But this is my first ticket, and I really don't want t have to pay so much more money on my insurance for a slip as small as this one. My boyfriend was with mi in the car if that means anything. I really don't know, I've never had a ticket before. I've been reading up on how to get out of a ticket, and a lot of people say it is good to talk to the officer, and I thought about doing it but the officer's name is not readable at all. He also completely misspelled my name. In Puerto Rico we use both my father's and mother's last names so I have two last names. Let's say my name is X, my father's last name is Y and my mother's is Z. In Puerto Rico it goes like X Y Z and since my license is from Puerto Rico that is how it is written in my license. But the police officer wrote X Z. So my name is wrong in the ticket. I don't know if that counts for anything, someone told me that if they misspell my name or the officer's it means the ticket is dropped. This seems unlikely but hey, like I said I really have no clue. Again, I don't want to make excuses for myself, but I just can't afford extra insurance costs. I just cant...
Can my wife and I have a joint car insurance when we are in two states?
Hi, I am at MI and my wife is at DC (I think DC will have a high insurance rate. I'll move to DC after a year). We have two cars. Could we have a joint car insurance if one car is registered at MD and one car is registered at MI? Thanks for your attention
If i borrow my friend's car for a road trip, what about insurance?
i have insurance for my car and my friend has insurance for her car. if i borrow her car for a few weeks (out of state road trip) do i need to get extra insurance?
Why can't i get cheap car insurance?
i recently passed my driving test and i'm thinking of buying a cheap 1000cc car but every site i check i can't get anything less than 6000 a year even tho the car is like 600. i even have pass plus..
Cheap car insurance is all I need.?
Cheap car insurance is all I need.?
Classic Car Insurance for Colorado?
I know theres alot of insurance companies that cover classic cars, but i want an insurance company that has an office in Colorado.. that has a low yearly amount of under $400 for a 1966 Mustang...
Which is on average better out of petrol/diesel cars?
In terms of performance (speed,0-60 etc), economically, fuel cost (miles per gallon etc), insurance etc
Help, I need car insurance, best quote 1356 pounds?
Help, I need car insurance, best quote 1356 pounds 9 years no claims, driving licence for 20 years, the car is a 2 lit and 5 years old Helppppppp
Blood test and insurance?
IS THE BLOOD TEST FOR AFP COVERED BY MY INSURANCE?
Do i Need Car Insurance?
If i drive my moms car and the car has insurance and my parents both do and i don't have my own and i get in a accident or get pulled over. what will happen to me and my parents? and also i am 16 and just got my license. my parents have AAA insurance and we live in Michigan. My parents do not want to add me on the policy, so can i still drive the car or can i get in big trouble?
Can I still be insured with my mother?
So, my crappy old car just broke down. In the last few months I have managed to save up some money and I have decided to purchase a used car. The car cost about 6000 dollars and I have gotten a 3000 dollar loan in my name to pay the rest of the cost. So I'm trying to get all the paper work done because everything is in my name. My mom already purchased a car so she couldn't' even help my out to get a loan. Before I could even get the car, the bank needs a binding from an insurance company. When I had my old car my mom had me under her insurance because the car was under her name. So I want to know if after I get my insurance on my new car if I will be able to switch it over with my mom. Or will I be able to transfer the old car insurance into the new one. Right now I am planning to get the same insurance she has. Will I always have to have the insurance under my name is it is my car? This is in Massachusetts
Covered California individual plan?
Hello, I am a grad student with no income currently. I'm signing up for covered ca for an individual plan. It is asking for number of people in household, do I just put one for myself or am I supposed to write all family members even though it is for an individual plan? From the research I've done it seems I probably won't be eligible for obamacare and may have to sign up for medicaid. My mother is currently putting me through school and paying for my current health insurance. If I don't qualify for Obamacare couldn't I just sign up with a new plan under my current health insurance provider that my mother will pay for or would it be better if I just went with medicaid? Thanks for your advice.
What should a 16 year old expect to pay for insurance?
I have never had insurance before. I own my first car right now. I have a graduated drivers license. and I have taken a drivers ed course. I need to know how much to expect to pay a month. Thanks!(:
My insurance is like $300 a month...help?
I just got a free quote from whipers.com but my insurance is still a little high...what can I do to lower it to like $75 a month or is that not realistic?
How much do braces cost WITH insurance?
i really only need them for my top teeth thats all and i was wondering how much that would cost with insurance.?
Can you get a good auto loan rate after short sale?
My husband and I had impeccable credit (above 800) prior to us closing a short sale last year (about 7 months ago). We unexpectedly got pregnant with our third child which means we need to invest in van to accommodate our three car seats. Our credit score has recovered nicely (about 726 and 708) over the past 7 months. Chase bank declined our application for an auto loan so now we are looking at online alternatives. The vehicle we are interested in buying is about $24k (with taxes) and we have $5k to put down on the vehicle. Is it possible to be approved with a low-ish interest rate with that one flaw in our credit history? Anyone have experience with this and can give us an idea of what to expect? Thank you for your time!
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