Financial advice of used auto loan to lower interest?

Financial advice of used auto loan to lower interest?

I owe 9,000 on my used auto loan at 4.6% interest with 206/mo payments. I want the title in my name rather than have a lien on it from the bank so I could trade the car if I wanted, or sell the car. I see that there are credit cards that offer 0% interest for a certain month term and I have another lending institution that is offering me 1.9% interest. What I am thinking is to use a card like Slate by Chase which is 0% balance transfer for first transfer, 0% interest for 15 months, no annual fees. At like month 14 I would then put the remaining balance on the used auto loan through the other institution to keep my rates low. Does this sound like a reasonable route to go to lower my payments and pay less overall?

 

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Financial advice of used auto loan to lower interest?

I owe 9,000 on my used auto loan at 4.6% interest with 206/mo payments. I want the title in my name rather than have a lien on it from the bank so I could trade the car if I wanted, or sell the car. I see that there are credit cards that offer 0% interest for a certain month term and I have another lending institution that is offering me 1.9% interest. What I am thinking is to use a card like Slate by Chase which is 0% balance transfer for first transfer, 0% interest for 15 months, no annual fees. At like month 14 I would then put the remaining balance on the used auto loan through the other institution to keep my rates low. Does this sound like a reasonable route to go to lower my payments and pay less overall?

 

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My friend was driving her car on a busy highway, minding her own business. Suddenly a large SUV hits her rear quarter and pushes her off the road, down a hill, and into a ditch. Apparently, and there were about 10 witnesses to the situation, the driver who hit her was involved in some sort of road-rage war for about 5 miles, ending when she hit my friend's car. My friend is ok, but her insurance had expired on her car. The police didn't ask for her insurance that day. She learned a lesson and has since payed up online, so the insurance co doesn't know about the accident. Both of the drivers involved in the road rage were charged with reckless driving, and one of them even got arrested. Our question is this: she has $1400 in damage to her vehicle. She is willing to pay what she needs to pay to get her car out, just to avoid getting in trouble for driving without insurance. Are there any other options for her?

 

 

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Is insurance must for Two Wheelers?

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What is the cheapest legal way to insure 2 cars - 1 with just me with full ncb the other with me and my son?

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Financial advice of used auto loan to lower interest?

I owe 9,000 on my used auto loan at 4.6% interest with 206/mo payments. I want the title in my name rather than have a lien on it from the bank so I could trade the car if I wanted, or sell the car. I see that there are credit cards that offer 0% interest for a certain month term and I have another lending institution that is offering me 1.9% interest. What I am thinking is to use a card like Slate by Chase which is 0% balance transfer for first transfer, 0% interest for 15 months, no annual fees. At like month 14 I would then put the remaining balance on the used auto loan through the other institution to keep my rates low. Does this sound like a reasonable route to go to lower my payments and pay less overall?

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